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Stanbic IBTC Recruitment 2020/2021 Application Form Portal | www.stanbicibtcbank.com

Stanbic IBTC Recruitment 2020/2021 Application Form Portal | www.stanbicibtcbank.com.

Are you looking for banking jobs in Nigeria? If yes, read on. The Stanbic IBTC Recruitment form 2020/2021 is out. Apply for the ongoing Stanbic IBTC Bank Recruitment 2020/2021. The application form is available at the Stanbic IBTC Recruitment portal – www.stanbicibtcbank.com.

This year’s Stanbic recruitment 2020 is on. The Stanbic IBTC bank Nigeria vacancies are open for fresh graduates and experienced ones from Nigeria. Take advantage of the current career opportunities in Stanbic IBTC bank in Nigeria.

Recruitmentjobs.com.ng is the best job site in Nigeria. Here we publish the latest recruitment and job opportunities in Nigeria. Here we bring you the latest job opportunities in banks in Nigeria. Apply for job vacancies in Stanbic IBTC bank today.

All About Stanbic IBTC Bank

Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa’s financial system for 150 years, and now spans 16 countries across the African continent.

Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading-edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.

Stanbic IBTC Recruitment Job Positions

We are recruiting to fill the following positions below:

1. Credit Evaluation Manager

Job ID: 48116
Location: Lagos Island, Lagos
Job Sector: Banking

Job Details

  • Risk Management: understanding all risks – from the economic to the political – that could affect our global business, and offering guidance to all parts of the bank

Job Purpose

  • To provide effective value adding risk management to assist Business Banking Teams in the Business Banking space in achieving their asset growth targets, whilst maintaining a quality-lending book, through effective underwriting, evaluation and approval of credit applications.
  • The delivery of a professional service to all business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles, whilst adhering to the Bank’s group credit risk standards, maintaining credit independence and managing risk reward balance

Key Responsibilities/Accountabilities
Evaluation and approval of applications:

  • Evaluate accurately credit proposals to ensure they meet sound business criteria and credit risk fall within acceptable parameters within approved turnaround times.
  • Identify, quantify and evaluate credit risks in relation to profitability of business proposals and financial viability of Business banking credits.
  • Process credit applications and ensure timely and quality credit assessments and decisions are made.
  • Build relationship with Relationship Managers/Business Bankers and collaborate to improve quality of business proposals and turnaround time on credit evaluations.
  • Active participation at the Business Assessment Committee meetings.

Risk Management:

  • Monitor the risk grading of all Business Banking customers using BBRS
  • Ensures that the Bank’s need to provide adequate controls over the risks encountered in the post-credit granting stage of the credit process are satisfied by ensuring the appropriateness, consistency, validity and enforceability of all collateral confirming that all collateral and legal documentation in respect of banking facilities and advances granted have been obtained’ are in legal order and properly housed.
  • Ensures all identified credit control events and payment defaults are managed, in order to reduce the roll rate of non-performing loans into lock up portfolio by providing a prompt and orderly turnaround environment in which controls can be exercised to ensure that the Bank is not faced with avoidable losses.
  • Ensures that timely and quality credit delivery and decisions are made within agreed Service Level Agreements (SLAs) within the in the Business Banking space.
  • Review of relevant internal & external communications, such as circulars, economic reviews on industries, & financial or industry publications to ensure that any development, new requirements or external risks are properly taken cognizance of in lending decisions or conditions of lending.

Governance, risk and compliance:

  • Ensures compliance with country adopted standards, policies, mandates and procedures governing activities within the credit space
  • Actively participates in Credit Risk Management Committee meetings and watch list committee meetings and provides meaningful input into risk appetite discussions, portfolio management and collections strategies as well as detecting and evaluating shifts or changes in key risk parameters and the effects of such changes on portfolios and relationships.

Problem Solving:

  • Identifies business needs and existing credit strategies and interprets these into operational reality.
  • Constantly challenge established thinking and to facilitate constructive discussions that lead to continuous improvement in operating processes.
  • The ability to balance competing business needs with risk mitigation requirements.
  • The ability to apply appropriate risk mitigation techniques to improve the bankability of marginal proposals.
  • Ability to evaluate the risks/reward of each credit facility application and supporting information, taking into account broad industry risks, total bank exposure to specific industries, and the risk and profile of the counterparty applying for credit.
  • Manage the cross-functional conflicts that may arise in the course of working with the business teams.
  • Builds relationship with Relationship Managers to improve and maintain business/credit relationship.

Portfolio Management:

  • Effective management of the zonal portfolio to deliver the desired result along asset growth, risk, delinquency and cost containment.
  • Ensures that all internal and external reporting is completed accurately, on time and that appropriate value adding insights into the portfolio are provided so that both internal and external users of information have a deep and appropriate insight into the quality of the portfolio and the appropriateness of the processes
  • Ensure there are effective controls in place to rectify any identified gaps/risks in the portfolio.

Credit Committee Secretariat Management:

  • Prepare minutes of Credit Committee meetings within 48hours of every meeting
  • Ensure all approved facilities are sanctioned in line with the terms of approval of the committee
  • Effective monitoring of all credit committee action plans; timely reporting and escalation of all breaches.

Qualifications and Experience

  • First Degree in Business Commerce / Finance and Accounting / Mathematical Sciences
  • Professional qualification (ACIB), ACA, ACCA, ACIS
  • Masters’ Degree is an added advantage
  • Minimum of 7 years experience in credit risk, credit analysis/evaluation, risk management, business development and portfolio management
  • Minimum of 7 years experience in managing commercial banking and other Strategic Business Units’ relationships.

Technical Competencies:

  • Loan assessment and approval
  • Financial Statement Analysis
  • Operating cashflow analysis
  • Debt Consolidation
  • Mortgage Lending
  • Asset Based Lending.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply this job

 

2. IT Solutions Developer

Job ID: 36783
Location: Lagos Island, Lagos
Job Sector: Computer Software

Job Details

  • Group Information Technology: systems development, business analysis, architecture, project management, data warehousing, infrastructure, maintenance and production

Job Purpose

  • Work with the business to design cutting edge custom-applications that will allow our meet business to stay ahead of the competition and achieve their strategic goals.

Key Responsibilities
Design structures and tools for systems which meet business needs, delivering the technical visualization of proposed applications for approval by the business and execution by the development team:

  • Reduced number of incidents
  • Successful implementations

Translating technical plans into detailed designs for implementation using selected products:

  • Successful implementations
  • Meet deadlines

Ensure that relevant technical strategies, policies, standards and practices are applied correctly:

  • No service impact
  • Reduced number of incidents
  • Work with users and business units to gather project requirements and define scope of work
  • Transform business requirements into optimal systems implementations, as well as.

Preferred Qualification and Experience
Qualifications & Experience :

  • First Degree: IT and Computer Sciences
  • Project Management Certification
  • Demonstrable Programming skills
  • 3-4 years experience in:
  • Application development in .NET (VB and/or C#)
  • Relational database experience (MS SQL Server focused)

Development:

  • Competency Description: The design, creation, testing and documenting of new and amended programs from supplied specifications in accordance with agreed standards.

Trouble Shooting Ability:

  • Competency Description: Knowledge and understanding of IT diagostic tools including the replication of errors in test environments.

Write Code:

  • Competency Description: Ability to write programming code based on a prepared design.

Awareness of the Software Development Life Cycle (SDLC):

  • Competency Description: Knowledge and understanding of the standards and phases of implementing new systems or software.

Knowledge/Technical Skills/Expertise:

  • Code Writing
  • Awareness of the Software Development Life Cycle (SDLC)
  • Trouble shooting ability

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply for this job

 

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